PMMY (Pradhan Mantri Mudra Yojana)

Finance Department

Beneficiary Type: Farmer

Objective

The objective of the scheme is to encourage income generation activities in micro and small enterprises which are non corporate and non farm in nature

Objective

The purpose of PMMY is to provide collateral-free loans to small and micro enterprises to promote self-employment, entrepreneurship, and income generation.

Benefits

Collateral-Free Loans up to ₹10 lakh. Encourages Entrepreneurship among small and micro businesses. Flexible Loan Categories – Shishu, Kishor, and Tarun based on business needs. Low Interest Rates and simple application process. Wide Access through banks, NBFCs, and MFIs across India. Boosts Self-Employment and income-generating activities.

Eligibility

The applicant must be either small manufacturers, artisans, fruit and vegetable dealers, shopkeepers in MSME category. The following documents are needed: 1) Aadhar card/PAN/EPIC/Driving License/Passport, 2) Proof of address, 3) Proof of business (Certificate, license, registration number), 4) Photo of business owner/partners, 5) Proof of SC/ST/OBC, 6) Balance sheet of last 2 years, 7) Income/Sales tax returns, 8) Bank account statements, 9) Partnership deed or memorandum or article of association, 10) Sales made during the current FY and up to loan applicaiton filing, 11) Estimated balance sheet for 1 year or for loan tenor, 12) Business report certifying technical and economic viability of business

Coverage Area

Application Method

Please obtain registration form from MUDRA website or from any of the MUDRA empanelled private/public banks such as SBI, ICICI etc.

Application Form

NA

Documents Required

Identity Proof, Address Proof, Business Proof, Passport-size Photographs, Quotation of Machinery/Items to be purchased, Bank Statement , Business Plan/Project Report

Information Source

https://panchayat.gujarat.gov.in/panchayat/documents/l-20-04-2022.pdf

Gender Male,Female,Others
Age 0 to 100
Caste General,Scheduled Caste,Scheduled Tribe,Socially and Economically Backward Communities / Other Backword Class
Economic Status APL,BPL,Both
Occupation Any Other
Sector Employment / Livelihood
Income Criteria Not Applicable
Citizen Senior Citizen, Non Senior Citizen
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