Beneficiary Type: Farmer
The scheme aims at providing collateral fee small loans to the applicants (urban poor)
To encourage lending to underserved or high-risk borrowers by providing credit guarantees that reduce lenders' risk.
Loan up to INR 5 lakh for business without any collateral
Any person living in the urban area with economic status in EWS/LIG section
Please visit your nearest government bank for more details regarding the scheme
Please visit your nearest government bank for more details regarding the scheme
Loan Application Form (from the lending institution) KYC Documents (PAN, Aadhaar, Passport, etc.) Business Registration Certificate (for enterprises) Project Report or Business Plan Audited Financial Statements (last 2–3 years, if applicable) Bank Statements (typically last 6–12 months) Income Tax Returns (last 2–3 years) Details of Existing Loans (if any) Collateral Details (if partial security is being provided) Declaration/Undertaking (as per the guarantee scheme norms)
https://wcd.gujarat.gov.in/initiativedetails?id=237
| Gender | Male,Female,Others |
| Age | 0 to 100 |
| Caste | General,Scheduled Caste,Scheduled Tribe,Socially and Economically Backward Communities / Other Backword Class |
| Economic Status | APL,BPL,Both |
| Occupation | Any Other |
| Sector | Housing |
| Income Criteria | Not Applicable |
| Citizen | Senior Citizen, Non Senior Citizen |